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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,186 | $209,425+30.0% | $178,499+52.5% | $158,966+71.2% |
| Participation rate | 92.3% | 86.4%+6.0pp | 81.9%+10.4pp | 82.0%+10.3pp |
| Annual return | 12.45% | 188.80%-176.3pp | 151.10%-138.7pp | 302.95%-290.5pp |
| Employer contribution / active EE | $1,909 | $5,707-66.6% | $5,011-61.9% | $4,762-59.9% |
| Participant deferral / active EE | $6,962 | $5,955+16.9% | $5,202+33.8% | $5,983+16.4% |
| Admin fee / account holder | $15,629 | $17,078-8.5% | $13,986+11.7% | $11,250+38.9% |