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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,954 | $47,848-62.5% | $81,473-78.0% | $70,126-74.4% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 28.84% | 27.25%+1.6pp | 38.78%-9.9pp | 73.15%-44.3pp |
| Employer contribution / active EE | $1,153 | $1,527-24.5% | $2,568-55.1% | $2,343-50.8% |
| Participant deferral / active EE | $0 | $2,453-100.0% | $3,537-100.0% | $3,332-100.0% |
| Admin fee / account holder | $749 | $3,145-76.2% | $4,561-83.6% | $4,645-83.9% |