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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,056 | $75,962+59.4% | $154,108-21.4% | $64,173+88.6% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.6pp |
| Annual return | -5.04% | 30.32%-35.4pp | 735.21%-740.2pp | 7.63%-12.7pp |
| Employer contribution / active EE | $2,515 | $3,350-24.9% | $5,298-52.5% | $2,381+5.6% |
| Participant deferral / active EE | $6,900 | $3,175+117.3% | $5,081+35.8% | $3,470+98.9% |
| Admin fee / account holder | $8,097 | $5,589+44.9% | $13,411-39.6% | $4,887+65.7% |