Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,525 | $115,810+244.1% | $101,271+293.5% | $158,966+150.7% |
| Participation rate | 63.6% | 79.4%-15.7pp | 75.8%-12.2pp | 82.0%-18.3pp |
| Annual return | 5.10% | 56.15%-51.1pp | 46.48%-41.4pp | 302.95%-297.9pp |
| Employer contribution / active EE | $2,228 | $4,175-46.6% | $3,660-39.1% | $4,762-53.2% |
| Participant deferral / active EE | $10,176 | $4,958+105.2% | $4,371+132.8% | $5,983+70.1% |
| Admin fee / account holder | $3,888 | $7,248-46.4% | $5,948-34.6% | $11,250-65.4% |