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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,626 | $78,707-64.9% | $117,861-76.6% | $70,126-60.6% |
| Participation rate | 93.5% | 73.2%+20.4pp | 79.7%+13.9pp | 69.5%+24.0pp |
| Annual return | 11.11% | 23.30%-12.2pp | 335.11%-324.0pp | 73.15%-62.0pp |
| Employer contribution / active EE | $3,235 | $2,223+45.5% | $3,786-14.6% | $2,343+38.1% |
| Participant deferral / active EE | $1,904 | $3,297-42.2% | $4,482-57.5% | $3,332-42.8% |
| Admin fee / account holder | $2,381 | $5,066-53.0% | $8,021-70.3% | $4,645-48.7% |