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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,153 | $101,795-73.3% | $165,100-83.6% | $80,959-66.5% |
| Participation rate | 93.8% | 71.8%+21.9pp | 78.6%+15.1pp | 67.7%+26.1pp |
| Annual return | 12.89% | 16.73%-3.8pp | 70.21%-57.3pp | 35.67%-22.8pp |
| Employer contribution / active EE | $4,191 | $2,954+41.9% | $4,348-3.6% | $2,757+52.0% |
| Participant deferral / active EE | $1,777 | $4,476-60.3% | $6,035-70.6% | $4,300-58.7% |
| Admin fee / account holder | $692 | $8,221-91.6% | $12,696-94.5% | $6,925-90.0% |