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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,348 | $115,814+91.1% | $101,275+118.6% | $158,982+39.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.01% | 56.16%-44.1pp | 46.48%-34.5pp | 302.99%-291.0pp |
| Employer contribution / active EE | $23,149 | $4,176+454.4% | $3,660+532.5% | $4,763+386.0% |
| Participant deferral / active EE | $10,615 | $4,958+114.1% | $4,371+142.9% | $5,983+77.4% |
| Admin fee / account holder | $435 | $7,249-94.0% | $5,948-92.7% | $11,252-96.1% |