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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,881 | $181,062+221.4% | $158,223+267.8% | $155,188+275.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 11.05% | 57.39%-46.3pp | 52.09%-41.0pp | 148.84%-137.8pp |
| Employer contribution / active EE | $45,100 | $4,565+888.0% | $4,109+997.6% | $4,248+961.7% |
| Participant deferral / active EE | $23,167 | $6,134+277.6% | $5,467+323.8% | $6,531+254.7% |
| Admin fee / account holder | $4,553 | $18,825-75.8% | $16,047-71.6% | $14,480-68.6% |