Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,872 | $65,034-83.3% | $90,970-88.0% | $79,856-86.4% |
| Participation rate | 61.5% | 61.6%-0.1pp | 69.0%-7.5pp | 69.6%-8.1pp |
| Annual return | 21.69% | 30.45%-8.8pp | 134.60%-112.9pp | 31.71%-10.0pp |
| Employer contribution / active EE | $1,321 | $1,247+5.9% | $2,122-37.7% | $2,471-46.5% |
| Participant deferral / active EE | $2,155 | $2,512-14.2% | $3,373-36.1% | $3,741-42.4% |
| Admin fee / account holder | $603 | $4,536-86.7% | $5,961-89.9% | $5,306-88.6% |