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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,688 | $81,208+6.7% | $98,920-12.4% | $79,856+8.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 9.17% | 60.99%-51.8pp | 196.47%-187.3pp | 31.71%-22.5pp |
| Employer contribution / active EE | $2,748 | $1,960+40.2% | $2,689+2.2% | $2,471+11.2% |
| Participant deferral / active EE | $5,672 | $3,265+73.7% | $4,245+33.6% | $3,741+51.6% |
| Admin fee / account holder | $1,663 | $6,013-72.3% | $6,643-75.0% | $5,306-68.7% |