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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,451 | $110,083-14.2% | $151,639-37.7% | $68,486+37.9% |
| Participation rate | 97.0% | 84.0%+13.1pp | 87.5%+9.5pp | 67.9%+29.1pp |
| Annual return | -10.46% | -10.12%-0.3pp | 3.34%-13.8pp | -7.85%-2.6pp |
| Employer contribution / active EE | $3,448 | $4,470-22.9% | $6,165-44.1% | $2,597+32.8% |
| Participant deferral / active EE | $2,940 | $6,526-55.0% | $8,363-64.8% | $4,028-27.0% |
| Admin fee / account holder | $29,781 | $7,718+285.9% | $11,613+156.4% | $5,404+451.1% |