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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,100 | $138,385-24.8% | $184,200-43.5% | $80,874+28.7% |
| Participation rate | 98.5% | 83.9%+14.6pp | 86.8%+11.7pp | 67.6%+30.9pp |
| Annual return | 10.52% | 20.02%-9.5pp | 28.80%-18.3pp | 35.62%-25.1pp |
| Employer contribution / active EE | $4,561 | $4,849-5.9% | $6,424-29.0% | $2,756+65.5% |
| Participant deferral / active EE | $3,710 | $7,073-47.5% | $9,132-59.4% | $4,297-13.7% |
| Admin fee / account holder | $31,166 | $10,483+197.3% | $13,907+124.1% | $6,935+349.4% |