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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,778 | $81,870-6.2% | $119,622-35.8% | $68,486+12.1% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -20.25% | -23.82%+3.6pp | -14.98%-5.3pp | -7.85%-12.4pp |
| Employer contribution / active EE | $3,639 | $2,692+35.2% | $4,232-14.0% | $2,597+40.1% |
| Participant deferral / active EE | $3,911 | $4,148-5.7% | $5,601-30.2% | $4,028-2.9% |
| Admin fee / account holder | $928 | $6,583-85.9% | $10,328-91.0% | $5,404-82.8% |