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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,876 | $157,304-45.4% | $141,197-39.2% | $152,909-43.8% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 1.53% | 64.34%-62.8pp | 71.41%-69.9pp | 345.46%-343.9pp |
| Employer contribution / active EE | $9,400 | $5,263+78.6% | $4,736+98.5% | $4,764+97.3% |
| Participant deferral / active EE | $6,358 | $7,111-10.6% | $6,710-5.2% | $5,851+8.7% |
| Admin fee / account holder | $433 | $12,126-96.4% | $10,265-95.8% | $11,601-96.3% |