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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,048 | $107,363+21.1% | $92,909+40.0% | $152,897-14.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 4.19% | 145.63%-141.4pp | 109.44%-105.2pp | 345.43%-341.2pp |
| Employer contribution / active EE | $12,941 | $4,222+206.5% | $3,653+254.2% | $4,764+171.7% |
| Participant deferral / active EE | $4,351 | $4,848-10.2% | $4,238+2.7% | $5,851-25.6% |
| Admin fee / account holder | $66,152 | $7,082+834.2% | $5,795+1041.5% | $11,599+470.3% |