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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,911 | $105,200+185.1% | $159,474+88.1% | $85,847+249.4% |
| Participation rate | 83.8% | 75.8%+8.0pp | 82.8%+1.0pp | 69.3%+14.5pp |
| Annual return | 13.36% | 45.08%-31.7pp | 263.68%-250.3pp | 318.61%-305.2pp |
| Employer contribution / active EE | $15,690 | $3,319+372.8% | $4,831+224.8% | $2,565+511.6% |
| Participant deferral / active EE | $0 | $5,946-100.0% | $7,353-100.0% | $3,952-100.0% |
| Admin fee / account holder | $4,196 | $6,934-39.5% | $10,802-61.2% | $6,261-33.0% |