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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,539 | $102,382+242.4% | $147,005+138.5% | $80,874+333.4% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.2%-2.2pp | 67.6%+12.4pp |
| Annual return | 9.14% | 134.89%-125.8pp | 418.76%-409.6pp | 35.62%-26.5pp |
| Employer contribution / active EE | $17,112 | $3,715+360.6% | $4,934+246.8% | $2,756+521.0% |
| Participant deferral / active EE | $0 | $6,646-100.0% | $8,070-100.0% | $4,297-100.0% |
| Admin fee / account holder | $4,640 | $7,942-41.6% | $13,006-64.3% | $6,935-33.1% |