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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,667 | $198,457-46.8% | $170,435-38.0% | $147,586-28.4% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 11.87% | 257.30%-245.4pp | 205.94%-194.1pp | 578.59%-566.7pp |
| Employer contribution / active EE | $3,209 | $6,183-48.1% | $5,432-40.9% | $4,876-34.2% |
| Participant deferral / active EE | $6,282 | $5,629+11.6% | $4,939+27.2% | $5,439+15.5% |
| Admin fee / account holder | $7,570 | $16,852-55.1% | $13,881-45.5% | $10,886-30.5% |