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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,244 | $144,130+108.3% | $117,861+154.7% | $147,586+103.4% |
| Participation rate | 90.9% | 83.4%+7.5pp | 79.7%+11.2pp | 82.8%+8.1pp |
| Annual return | 9.09% | 531.20%-522.1pp | 335.11%-326.0pp | 578.59%-569.5pp |
| Employer contribution / active EE | $9,728 | $4,897+98.7% | $3,786+156.9% | $4,876+99.5% |
| Participant deferral / active EE | $167 | $5,316-96.9% | $4,482-96.3% | $5,439-96.9% |
| Admin fee / account holder | $3,064 | $10,887-71.9% | $8,021-61.8% | $10,886-71.9% |