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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,729 | $81,403-73.3% | $147,027-85.2% | $87,485-75.2% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.7%+26.3pp | 68.9%+31.1pp |
| Annual return | 5.99% | 16.51%-10.5pp | 20.23%-14.2pp | 26.06%-20.1pp |
| Employer contribution / active EE | $2,234 | $2,205+1.3% | $3,626-38.4% | $2,596-14.0% |
| Participant deferral / active EE | $1,481 | $3,315-55.3% | $4,933-70.0% | $4,274-65.3% |
| Admin fee / account holder | $1,906 | $6,755-71.8% | $12,223-84.4% | $7,775-75.5% |