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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,729 | $77,896-72.1% | $134,172-83.8% | $82,448-73.6% |
| Participation rate | 100.0% | 62.8%+37.2pp | 72.5%+27.5pp | 68.1%+31.9pp |
| Annual return | 5.99% | 18.21%-12.2pp | 25.30%-19.3pp | 41.64%-35.6pp |
| Employer contribution / active EE | $2,234 | $2,159+3.4% | $3,420-34.7% | $2,551-12.4% |
| Participant deferral / active EE | $1,481 | $3,162-53.2% | $4,690-68.4% | $4,139-64.2% |
| Admin fee / account holder | $1,906 | $6,336-69.9% | $12,016-84.1% | $7,234-73.7% |