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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,729 | $87,180-75.1% | $173,703-87.5% | $94,015-76.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 75.9%+24.1pp | 70.8%+29.2pp |
| Annual return | 5.99% | 14.17%-8.2pp | 17.46%-11.5pp | 17.84%-11.8pp |
| Employer contribution / active EE | $2,234 | $2,494-10.4% | $4,288-47.9% | $2,790-19.9% |
| Participant deferral / active EE | $1,481 | $3,343-55.7% | $4,854-69.5% | $4,249-65.1% |
| Admin fee / account holder | $1,906 | $7,506-74.6% | $15,562-87.8% | $8,951-78.7% |