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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,091 | $124,213-13.0% | $118,106-8.5% | $154,746-30.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 9.30% | 18.29%-9.0pp | 19.44%-10.1pp | 172.34%-163.0pp |
| Employer contribution / active EE | $21,250 | $4,905+333.2% | $4,698+352.3% | $4,379+385.3% |
| Participant deferral / active EE | $0 | $6,859-100.0% | $6,619-100.0% | $6,730-100.0% |
| Admin fee / account holder | $5,930 | $9,627-38.4% | $8,973-33.9% | $14,365-58.7% |