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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,890 | $91,198-79.3% | $178,503-89.4% | $79,856-76.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 20.68% | 24.20%-3.5pp | 151.12%-130.4pp | 31.71%-11.0pp |
| Employer contribution / active EE | $2,387 | $3,257-26.7% | $5,011-52.4% | $2,471-3.4% |
| Participant deferral / active EE | $4,550 | $3,237+40.6% | $5,202-12.5% | $3,741+21.6% |
| Admin fee / account holder | $465 | $6,748-93.1% | $13,987-96.7% | $5,306-91.2% |