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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,961 | $131,835-43.9% | $108,582-31.9% | $273,972-73.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.99% | -91.57%+98.6pp | -51.70%+58.7pp | 41.46%-34.5pp |
| Employer contribution / active EE | $6,707 | $4,913+36.5% | $3,758+78.4% | $4,869+37.8% |
| Participant deferral / active EE | $3,476 | $5,127-32.2% | $4,311-19.4% | $5,287-34.3% |
| Admin fee / account holder | $957 | $10,253-90.7% | $7,645-87.5% | $10,133-90.6% |