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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,329 | $76,550-51.2% | $123,894-69.9% | $62,881-40.6% |
| Participation rate | 66.7% | 73.0%-6.3pp | 81.4%-14.7pp | 69.3%-2.6pp |
| Annual return | 9.53% | 18.67%-9.1pp | 47.52%-38.0pp | 20.14%-10.6pp |
| Employer contribution / active EE | $7,566 | $2,882+162.5% | $4,617+63.9% | $2,281+231.7% |
| Participant deferral / active EE | $5,272 | $4,840+8.9% | $5,984-11.9% | $3,203+64.6% |
| Admin fee / account holder | $562 | $4,826-88.4% | $8,357-93.3% | $4,296-86.9% |