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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,262 | $136,307+120.3% | $106,619+181.6% | $273,972+9.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 4.41% | 11.05%-6.6pp | 9.42%-5.0pp | 41.46%-37.0pp |
| Employer contribution / active EE | $1,661 | $5,190-68.0% | $3,947-57.9% | $4,869-65.9% |
| Participant deferral / active EE | $7,296 | $4,969+46.8% | $3,930+85.7% | $5,287+38.0% |
| Admin fee / account holder | $4,015 | $8,625-53.5% | $6,418-37.4% | $10,133-60.4% |