Filed January 27, 2026 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,498 | $63,114+89.3% | $92,915+28.6% | $65,186+83.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 76.0%+24.0pp | 70.2%+29.8pp |
| Annual return | 8.85% | 28.75%-19.9pp | 109.45%-100.6pp | 29.39%-20.5pp |
| Employer contribution / active EE | $5,692 | $2,571+121.4% | $3,653+55.8% | $2,177+161.5% |
| Participant deferral / active EE | $4,886 | $3,108+57.2% | $4,238+15.3% | $3,514+39.0% |
| Admin fee / account holder | $5,157 | $624+727.0% | $5,796-11.0% | $847+508.7% |