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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $822,205 | $184,000+346.9% | $162,185+407.0% | $152,909+437.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 11.36% | 150.80%-139.4pp | 115.61%-104.3pp | 345.46%-334.1pp |
| Employer contribution / active EE | $24,683 | $6,370+287.5% | $5,613+339.7% | $4,764+418.1% |
| Participant deferral / active EE | $4,800 | $8,033-40.2% | $7,297-34.2% | $5,851-18.0% |
| Admin fee / account holder | $2,235 | $13,124-83.0% | $10,844-79.4% | $11,601-80.7% |