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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,687 | $152,612-34.0% | $125,192-19.6% | $152,897-34.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 8.60% | 54.85%-46.2pp | 43.79%-35.2pp | 345.43%-336.8pp |
| Employer contribution / active EE | $10,960 | $4,947+121.5% | $3,866+183.5% | $4,764+130.1% |
| Participant deferral / active EE | $9,778 | $5,868+66.6% | $4,937+98.1% | $5,851+67.1% |
| Admin fee / account holder | $6,228 | $13,437-53.7% | $9,704-35.8% | $11,599-46.3% |