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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,519 | $63,346+79.2% | $92,240+23.1% | $70,126+61.9% |
| Participation rate | 69.2% | 68.7%+0.6pp | 76.5%-7.3pp | 69.5%-0.3pp |
| Annual return | 12.95% | 530.19%-517.2pp | 176.29%-163.3pp | 73.15%-60.2pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $5,908 | $2,854+107.0% | $3,897+51.6% | $3,332+77.3% |
| Admin fee / account holder | $4,463 | $3,841+16.2% | $5,194-14.1% | $4,645-3.9% |