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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,752 | $52,678+188.1% | $75,784+100.2% | $59,633+154.5% |
| Participation rate | 65.8% | 67.2%-1.4pp | 75.8%-10.0pp | 68.7%-2.9pp |
| Annual return | 0.25% | 2.95%-2.7pp | 9.68%-9.4pp | 2041.45%-2041.2pp |
| Employer contribution / active EE | $523 | $2,193-76.2% | $3,323-84.3% | $2,203-76.3% |
| Participant deferral / active EE | $4,279 | $2,591+65.2% | $3,652+17.2% | $3,192+34.1% |
| Admin fee / account holder | $51,833 | $3,610+1335.8% | $5,300+878.0% | $4,297+1106.3% |