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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,281 | $50,947+77.2% | $74,549+21.1% | $64,173+40.7% |
| Participation rate | 97.2% | 61.1%+36.2pp | 69.1%+28.1pp | 69.6%+27.7pp |
| Annual return | -8.40% | -1.85%-6.5pp | 32.53%-40.9pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,034 | $1,115-7.3% | $1,961-47.3% | $2,381-56.6% |
| Participant deferral / active EE | $6,195 | $2,302+169.2% | $3,108+99.3% | $3,470+78.6% |
| Admin fee / account holder | $877 | $4,221-79.2% | $5,059-82.7% | $4,887-82.1% |