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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,848 | $232,540-60.9% | $185,117-50.9% | $147,586-38.4% |
| Participation rate | 90.9% | 82.4%+8.6pp | 77.3%+13.6pp | 82.8%+8.1pp |
| Annual return | 18.35% | 43.03%-24.7pp | 40.50%-22.1pp | 578.59%-560.2pp |
| Employer contribution / active EE | $205 | $5,195-96.1% | $4,182-95.1% | $4,876-95.8% |
| Participant deferral / active EE | $6,167 | $5,834+5.7% | $5,045+22.2% | $5,439+13.4% |
| Admin fee / account holder | $1,304 | $10,275-87.3% | $8,159-84.0% | $10,886-88.0% |