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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,934 | $209,422+6.5% | $178,503+24.9% | $158,982+40.2% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 25.41% | 188.81%-163.4pp | 151.12%-125.7pp | 302.99%-277.6pp |
| Employer contribution / active EE | $1,195 | $5,707-79.1% | $5,011-76.2% | $4,763-74.9% |
| Participant deferral / active EE | $2,476 | $5,955-58.4% | $5,202-52.4% | $5,983-58.6% |
| Admin fee / account holder | $5,281 | $17,079-69.1% | $13,987-62.2% | $11,252-53.1% |