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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,381 | $153,311-18.9% | $109,313+13.8% | $273,972-54.6% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | -0.44% | 29.86%-30.3pp | 22.07%-22.5pp | 41.46%-41.9pp |
| Employer contribution / active EE | $3,000 | $5,619-46.6% | $3,892-22.9% | $4,869-38.4% |
| Participant deferral / active EE | $5,550 | $3,932+41.1% | $3,166+75.3% | $5,287+5.0% |
| Admin fee / account holder | $1,046 | $8,076-87.1% | $5,666-81.5% | $10,133-89.7% |