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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,077 | $51,604+86.2% | $129,295-25.7% | $80,874+18.8% |
| Participation rate | 22.2% | 57.0%-34.8pp | 69.6%-47.4pp | 67.6%-45.4pp |
| Annual return | 18.49% | 20.76%-2.3pp | 9429.28%-9410.8pp | 35.62%-17.1pp |
| Employer contribution / active EE | $0 | $1,585-100.0% | $4,157-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,682 | $2,670-37.0% | $4,169-59.7% | $4,297-60.9% |
| Admin fee / account holder | $6 | $4,310-99.9% | $7,665-99.9% | $6,935-99.9% |