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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,077 | $51,638+86.1% | $129,406-25.8% | $80,959+18.7% |
| Participation rate | 22.2% | 56.9%-34.7pp | 69.6%-47.4pp | 67.7%-45.4pp |
| Annual return | 18.49% | 20.78%-2.3pp | 9468.18%-9449.7pp | 35.67%-17.2pp |
| Employer contribution / active EE | $0 | $1,584-100.0% | $4,155-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,682 | $2,670-37.0% | $4,167-59.6% | $4,300-60.9% |
| Admin fee / account holder | $6 | $4,313-99.9% | $7,689-99.9% | $6,925-99.9% |