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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,685 | $115,810-13.1% | $101,271-0.6% | $158,966-36.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.31% | 56.15%-50.8pp | 46.48%-41.2pp | 302.95%-297.6pp |
| Employer contribution / active EE | $6,567 | $4,175+57.3% | $3,660+79.4% | $4,762+37.9% |
| Participant deferral / active EE | $4,508 | $4,958-9.1% | $4,371+3.1% | $5,983-24.7% |
| Admin fee / account holder | $3,083 | $7,248-57.5% | $5,948-48.2% | $11,250-72.6% |