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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,731 | $110,410+16.6% | $102,437+25.7% | $145,897-11.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.29% | 24.85%-18.6pp | 24.95%-18.7pp | 552.29%-546.0pp |
| Employer contribution / active EE | $10,800 | $4,217+156.1% | $3,871+179.0% | $4,663+131.6% |
| Participant deferral / active EE | $5,098 | $5,622-9.3% | $5,060+0.7% | $6,689-23.8% |
| Admin fee / account holder | $10,990 | $9,745+12.8% | $8,388+31.0% | $13,390-17.9% |