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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,831 | $90,607+495.8% | $79,467+579.3% | $135,380+298.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 7.26% | 977.74%-970.5pp | 718.30%-711.0pp | 519.81%-512.5pp |
| Employer contribution / active EE | $9,967 | $3,068+224.9% | $2,800+255.9% | $4,779+108.6% |
| Participant deferral / active EE | $17,360 | $4,050+328.6% | $3,704+368.7% | $5,609+209.5% |
| Admin fee / account holder | $6,773 | $5,895+14.9% | $5,104+32.7% | $10,828-37.4% |