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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,830 | $177,595+123.4% | $148,496+167.2% | $198,609+99.8% |
| Participation rate | 84.6% | 79.3%+5.4pp | 76.0%+8.6pp | 82.4%+2.2pp |
| Annual return | 13.55% | 9.97%+3.6pp | 12.33%+1.2pp | 202.70%-189.2pp |
| Employer contribution / active EE | $2,749 | $4,098-32.9% | $3,497-21.4% | $5,055-45.6% |
| Participant deferral / active EE | $8,435 | $5,539+52.3% | $4,808+75.4% | $6,977+20.9% |
| Admin fee / account holder | $94,629 | $27,010+250.3% | $19,547+384.1% | $19,030+397.3% |