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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,830 | $132,634+199.2% | $115,768+242.8% | $137,256+189.1% |
| Participation rate | 84.6% | 77.9%+6.7pp | 74.4%+10.2pp | 80.0%+4.7pp |
| Annual return | 13.55% | 160.70%-147.2pp | 100.46%-86.9pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,749 | $3,360-18.2% | $2,940-6.5% | $4,156-33.9% |
| Participant deferral / active EE | $8,435 | $5,619+50.1% | $4,917+71.6% | $6,407+31.7% |
| Admin fee / account holder | $94,629 | $15,028+529.7% | $12,439+660.7% | $12,270+671.2% |