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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,706 | $90,509+15.7% | $78,693+33.1% | $273,968-61.8% |
| Participation rate | 85.7% | 76.5%+9.2pp | 73.6%+12.1pp | 83.0%+2.7pp |
| Annual return | -2.50% | 75.61%-78.1pp | 62.18%-64.7pp | 41.45%-44.0pp |
| Employer contribution / active EE | $570 | $3,175-82.0% | $2,850-80.0% | $4,869-88.3% |
| Participant deferral / active EE | $4,822 | $3,901+23.6% | $3,517+37.1% | $5,287-8.8% |
| Admin fee / account holder | $537 | $5,264-89.8% | $4,511-88.1% | $10,132-94.7% |