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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,410 | $134,817+56.1% | $123,973+69.7% | $155,188+35.6% |
| Participation rate | 90.5% | 79.4%+11.1pp | 76.7%+13.8pp | 80.8%+9.7pp |
| Annual return | 51.57% | 515.49%-463.9pp | 388.13%-336.6pp | 148.84%-97.3pp |
| Employer contribution / active EE | $4,792 | $4,425+8.3% | $4,126+16.1% | $4,248+12.8% |
| Participant deferral / active EE | $3,282 | $5,706-42.5% | $5,247-37.4% | $6,531-49.7% |
| Admin fee / account holder | $29,665 | $13,245+124.0% | $11,799+151.4% | $14,480+104.9% |