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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,587 | $91,037+5.0% | $71,671+33.4% | $147,586-35.2% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 12.47% | 20.48%-8.0pp | 20.65%-8.2pp | 578.59%-566.1pp |
| Employer contribution / active EE | $5,263 | $3,327+58.2% | $2,460+114.0% | $4,876+7.9% |
| Participant deferral / active EE | $2,110 | $4,498-53.1% | $3,438-38.6% | $5,439-61.2% |
| Admin fee / account holder | $7,520 | $8,613-12.7% | $5,558+35.3% | $10,886-30.9% |