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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,058 | $148,623+221.0% | $135,974+250.8% | $139,466+242.1% |
| Participation rate | 95.5% | 83.9%+11.6pp | 81.9%+13.5pp | 80.3%+15.1pp |
| Annual return | 15.04% | 79.30%-64.3pp | 68.30%-53.3pp | 373.66%-358.6pp |
| Employer contribution / active EE | $16,080 | $5,246+206.5% | $4,859+230.9% | $4,754+238.2% |
| Participant deferral / active EE | $9,284 | $8,103+14.6% | $7,760+19.6% | $6,712+38.3% |
| Admin fee / account holder | $15,289 | $12,406+23.2% | $10,767+42.0% | $11,409+34.0% |