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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $582,221 | $102,429+468.4% | $147,096+295.8% | $80,925+619.5% |
| Participation rate | 96.4% | 75.9%+20.6pp | 82.2%+14.2pp | 67.7%+28.8pp |
| Annual return | 13.32% | 135.02%-121.7pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $9,150 | $3,716+146.3% | $4,936+85.4% | $2,756+232.0% |
| Participant deferral / active EE | $8,872 | $6,649+33.4% | $8,071+9.9% | $4,299+106.4% |
| Admin fee / account holder | $21,945 | $7,957+175.8% | $13,005+68.7% | $6,940+216.2% |