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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,347 | $85,171-56.2% | $172,753-78.4% | $72,976-48.8% |
| Participation rate | 64.3% | 70.1%-5.8pp | 82.6%-18.4pp | 69.5%-5.2pp |
| Annual return | 22.10% | 27.32%-5.2pp | 803.00%-780.9pp | 81.02%-58.9pp |
| Employer contribution / active EE | $2,329 | $3,324-29.9% | $5,144-54.7% | $2,440-4.5% |
| Participant deferral / active EE | $4,585 | $3,260+40.7% | $5,198-11.8% | $3,608+27.1% |
| Admin fee / account holder | $6,359 | $5,880+8.1% | $13,956-54.4% | $5,124+24.1% |