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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,315 | $211,239-73.8% | $178,528-69.0% | $145,877-62.1% |
| Participation rate | 87.0% | 80.8%+6.2pp | 77.1%+9.9pp | 80.3%+6.7pp |
| Annual return | 7.61% | 30.22%-22.6pp | 27.11%-19.5pp | 551.28%-543.7pp |
| Employer contribution / active EE | $2,050 | $4,570-55.2% | $3,950-48.1% | $4,663-56.0% |
| Participant deferral / active EE | $3,058 | $6,963-56.1% | $6,278-51.3% | $6,691-54.3% |
| Admin fee / account holder | $77,631 | $12,095+541.9% | $10,419+645.1% | $13,402+479.2% |