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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,340 | $201,372+108.7% | $184,260+128.1% | $145,884+188.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.81% | 29.04%-18.2pp | 28.84%-18.0pp | 551.85%-541.0pp |
| Employer contribution / active EE | $6,993 | $7,024-0.4% | $6,427+8.8% | $4,662+50.0% |
| Participant deferral / active EE | $15,046 | $9,808+53.4% | $9,133+64.7% | $6,690+124.9% |
| Admin fee / account holder | $6,632 | $16,362-59.5% | $13,898-52.3% | $13,392-50.5% |