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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,473 | $76,522-98.1% | $56,033-97.4% | $145,884-99.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.17% | 3014.28%-3004.1pp | 1711.38%-1701.2pp | 551.85%-541.7pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $705 | $2,624-73.1% | $1,954-63.9% | $6,690-89.5% |
| Admin fee / account holder | $989 | $3,328-70.3% | $2,827-65.0% | $13,392-92.6% |