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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,651 | $201,344-25.7% | $184,243-18.8% | $145,877+2.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.05% | 29.01%-22.0pp | 28.82%-21.8pp | 551.28%-544.2pp |
| Employer contribution / active EE | $4,954 | $7,022-29.5% | $6,427-22.9% | $4,663+6.2% |
| Participant deferral / active EE | $11,305 | $9,807+15.3% | $9,132+23.8% | $6,691+69.0% |
| Admin fee / account holder | $77,056 | $16,382+370.4% | $13,914+453.8% | $13,402+474.9% |